Recreational vehicles offer a gateway to adventure but also come with risks that standard auto insurance may not fully cover. At Town & Country Insurance in Buford, GA, we assist outdoor enthusiasts in protecting their investments with the right recreational insurance. But what exactly falls under this type of coverage? The variety of vehicles that qualify might surprise you.

RVs and Motorhomes

Whether you own a compact camper van or a fully equipped Class A motorhome, recreational insurance is crucial. These vehicles serve as living spaces, necessitating coverage for both auto-related incidents and personal belongings inside. A comprehensive policy ensures you’re protected both on and off the road.

ATVs and UTVs

All-terrain vehicles (ATVs) and utility task vehicles (UTVs) are designed for adventure, but they also come with risks. Accidents on trails or private property can lead to expensive damages and medical expenses. Specialized insurance helps cover liability, collisions, and even theft.

Boats and Personal Watercraft

From speedboats to jet skis, watercraft require their own unique insurance policies. Standard home or auto insurance rarely extends to boats, leaving owners vulnerable to accidents, weather damage, and liability claims. Recreational insurance ensures that a fun day on the water doesn’t turn into a financial burden.

Motorcycles and Dirt Bikes

Motorcycles and dirt bikes need proper coverage, whether cruising highways or tackling off-road trails. Policies can include liability, collision, and comprehensive protection, giving riders peace of mind no matter where their journey takes them.

If you own any of these recreational vehicles, having the right insurance is key to protecting your investment. Town & Country Insurance, serving the greater Buford, GA region, can help you find the perfect policy for your needs. Contact us today to learn more!